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Hazard Risk Mitigation Insurance
 
Protects Real Estate secured loans (Residential & Commercial) from physical damage losses when property is determined to be uninsured or underinsured as dictated by the provisions set forth in lenders loan documentation.  Our programs provide lenders with a variety of flexible coverage options to design a hazard protection program to meet your specific requirements.
Blanket Hazard Insurance Options – Blanket programs are available for all portfolio types including primary mortgage loans, 2nd mortgages, and equity lines secured by real estate.  Programs options include industry standard limits and deductibles with options for Self Insured Retentions and No-Claims premium discounts.
** alternative to Lender-Placed Hazard coverage that protects the entire loan portfolio eliminating the need to track insurance and  order or place coverage on individual properties

 

 
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